:root {
  --navy: #1a4a73;
  --navy-deep: #123652;
  --peach: #f7e5ba;
  --cream: #f3eedc;
  --paper: #fbf8ee;
  --ink: #14283a;
  --muted: #4a5b6a;
  --line: #d6cfb6;
  --err: #a4262c;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, serif;
  --sans: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font: 17px/1.6 var(--sans); color: var(--ink); background: var(--cream); }
img, svg { max-width: 100%; }
a { color: var(--navy); }
:focus-visible { outline: 3px solid var(--navy); outline-offset: 2px; }
.wrap { max-width: 1040px; margin: 0 auto; padding: 0 16px; }

/* header */
.top { background: var(--navy); color: var(--cream); }
.top .wrap { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding-top: 8px; padding-bottom: 8px; }
.brand { display: flex; align-items: center; gap: 10px; color: var(--cream); text-decoration: none; font-family: var(--serif); font-size: 1.25rem; font-weight: 700; }
.brand img { width: 64px; height: 64px; border-radius: 10px; flex: none; }
.btn { display: inline-block; font: 700 1rem/1 var(--sans); padding: 13px 20px; border-radius: 6px; text-decoration: none; background: var(--peach); color: var(--navy-deep); border: 0; cursor: pointer; }
.btn:hover { background: #fff1cf; }
.btn.solid { background: var(--navy); color: #fff; }
.btn.solid:hover { background: var(--navy-deep); }
.top .btn { padding: 10px 16px; white-space: nowrap; }

/* hero */
.hero { background: var(--navy); color: var(--cream); padding: 36px 0 56px; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 32px; align-items: center; }
.hero h1 { font: 700 clamp(2rem, 5vw, 3.3rem)/1.1 var(--serif); margin: 0 0 18px; letter-spacing: -.01em; }
.hero p { font-size: 1.15rem; max-width: 34em; margin: 0 0 24px; color: #e6e0c8; }
.hero .cta { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.hero .cta a.link { color: var(--peach); }
.hero svg { width: 100%; height: auto; }

/* sections */
section { padding: 52px 0; }
section.alt { background: var(--paper); border-block: 1px solid var(--line); }
h2 { font: 700 clamp(1.5rem, 3.4vw, 2.1rem)/1.2 var(--serif); color: var(--navy); margin: 0 0 14px; }
h3 { font: 700 1.15rem/1.3 var(--sans); margin: 0 0 6px; color: var(--ink); }
.lead { max-width: 40em; margin: 0 0 28px; color: var(--muted); font-size: 1.08rem; }
.offer { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0; border-top: 2px solid var(--navy); }
.offer > div { padding: 20px 24px 22px 0; border-bottom: 1px solid var(--line); }
.offer > div:nth-child(even) { padding-left: 24px; border-left: 1px solid var(--line); padding-right: 0; }
.offer p { margin: 0; color: var(--muted); }

/* material */
.material { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.material p { margin: 0 0 14px; }
.facts { margin: 0; padding: 0; list-style: none; border-top: 2px solid var(--navy); }
.facts li { display: flex; gap: 16px; padding: 14px 0; border-bottom: 1px solid var(--line); }
.facts b { font: 700 1.5rem/1.1 var(--serif); color: var(--navy); min-width: 6.2em; }
.facts span { color: var(--muted); }
.note { margin-top: 18px; padding: 12px 14px; background: var(--peach); border-radius: 6px; font-size: .97rem; }

/* tiers */
.tiers { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.tier { background: var(--paper); border: 1.5px solid var(--line); border-radius: 8px; padding: 22px; }
.tier h3 { font: 700 1.3rem/1.2 var(--serif); color: var(--navy); }
.tier ul { margin: 12px 0 0; padding-left: 1.2em; color: var(--muted); }
.tier .size { font: 700 1.9rem/1 var(--serif); color: var(--ink); margin-top: 6px; }

/* steps */
.steps { counter-reset: s; list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.steps li { counter-increment: s; border-top: 2px solid var(--navy); padding-top: 14px; }
.steps li::before { content: counter(s); display: block; font: 700 2rem/1 var(--serif); color: var(--navy); margin-bottom: 6px; }
.steps p { margin: 0; color: var(--muted); }

/* custom band */
.custom { background: var(--navy-deep); color: var(--cream); padding: 44px 0; }
.custom .wrap { display: flex; flex-wrap: wrap; gap: 20px; align-items: center; justify-content: space-between; }
.custom h2 { color: var(--peach); margin-bottom: 6px; }
.custom p { margin: 0; max-width: 36em; color: #e6e0c8; }

footer { padding: 28px 0 40px; font-size: .95rem; color: var(--muted); }
footer .wrap { display: flex; flex-wrap: wrap; gap: 8px 24px; justify-content: space-between; }

/* quote form */
.formpage { max-width: 620px; margin: 0 auto; padding: 32px 16px 56px; }
.formpage h1 { font: 700 clamp(1.8rem, 4vw, 2.4rem)/1.15 var(--serif); color: var(--navy); margin: 0 0 8px; }
.formpage .lead { margin-bottom: 22px; }
label { display: block; font-weight: 600; margin: 16px 0 6px; }
input, textarea { width: 100%; font: inherit; padding: 11px 12px; border: 1.5px solid #b9b39c; border-radius: 6px; background: #fff; color: var(--ink); }
textarea { min-height: 130px; resize: vertical; }
.hint { font-size: .9rem; color: var(--muted); margin: 4px 0 0; }
.trap { position: absolute; left: -9999px; height: 0; overflow: hidden; }
.formpage button { margin-top: 22px; width: 100%; }
button[disabled] { opacity: .6; cursor: wait; }
#msg { margin-top: 18px; padding: 12px 14px; border-radius: 6px; display: none; }
#msg.ok { display: block; background: #e3f0e3; border: 1.5px solid #5a8a5a; }
#msg.bad { display: block; background: #fbe9e9; border: 1.5px solid var(--err); color: var(--err); }

@media (max-width: 760px) {
  .hero .wrap, .material, .tiers, .steps { grid-template-columns: 1fr; }
  .offer { grid-template-columns: 1fr; }
  .offer > div, .offer > div:nth-child(even) { padding: 18px 0; border-left: 0; }
  .hero { padding-bottom: 40px; }
  .hero svg { max-width: 420px; }
  section { padding: 40px 0; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

.foot-brand { display: flex; align-items: center; gap: 16px; }
.foot-brand img { width: 120px; height: 120px; border-radius: 18px; }